Province: CA
Nursing
home/Long-Term Care across Canada varies in terms of terminology and cost
factors. Long-term care is regulated & monthly rates are determined, by
each province’s Ministry of Health. Every province sets their own rates, when
they are increased and by how much, and what subsidies are available for those
below the income level of the minimum accommodation rates.
Please note: this article was updated in December 2020 and
while every effort was made to find up-to-date information, the rates contained
below may not be exact; some provinces have increased their rates since the
documentation we located was published.
We encourage you to
use these rates as a guide only and consult either the home
you are interested in or, your own Ministry of Health office/Health Authority/Local
Health Integration Network, to find out the most up-to-date rates for nursing
home/long-term care in your province.
Ontario
The following table
shows resident co-payment rates effective July 1, 2019. The co-payment
rates change from time to time (at a minimum, annually). For the most
up-to-date rates, contact the staff at your Local Health Integration Network
(LHIN).
|
TYPE OF
ACCOMMODATION |
CO-PAYMENT DAILY
AMOUNT |
CO-PAYMENT
MONTHLY AMOUNT |
|
Basic or standard
accommodation (Depending on when the home was constructed or renovated the
price varies) |
$62.18 |
$1,891.31 |
|
Semi-private room |
$74.96 |
$2,280.04 |
|
Private room |
$88.82 |
$2,701.61 |
|
SHORT-STAY
PROGRAM |
$40.24 |
N/A |
*Optional services (e.g. cable TV or hairdressing), can be purchased for
an additional fee.
If you don't have enough income to pay for the basic room,
you may be eligible for a subsidy through the Long-Term Care Home Rate
Reduction Program.
Source: https://www.ontario.ca/page/get-help-paying-long-term-care#section-0
British Columbia Government-Subsidized Nursing Homes (Residential Facilities) - Subsidized nursing home clients pay a daily fee, up to 80% of their after-tax
income. Rates are adjusted annually based on the consumer price index.
As of 2020 the monthly rate is:
|
Minimum Client
Rate |
$1,189.70/month |
|
Maximum Client
Rate |
$3,444.60/month |
Long-term care (called
Personal Care Homes in Manitoba) costs depend on a client’s after-tax income
and marital status. To calculate your daily rate based on your income
visit http://www.gov.mb.ca/health/pcs/calculator.html
Manitoba
Rate range
effective August 1, 2020 to July 31, 2021
|
Minimum Client
Rate |
$39.40/day/person |
|
Maximum Client
Rate |
$95.20/day/person |
Source: https://www.gov.mb.ca/health/pcs/docs/rate_table2021.pdf
Rates are effective from October 1, 2020
|
Room Type |
Daily Rate |
Average Monthly Rate |
|
Standard |
$57.30/day |
$1,743.00 |
|
Semi-Private |
$60.30/day |
$1,834.00 |
|
Private |
$69.70/day |
$2,120.00 |
Saskatchewan In Saskatchewan,
long-term care is provided in Special Care Homes. The cost residents pay is
based on their reported income (indicated on line 150 of your Tax Return).
Personal assets are not included in this determination. Rates are adjusted
annually.
As of July 1, 2020, examples of resident charges at various income levels are:
|
Monthly Income |
Monthly Resident
Charge |
|
$ 1,579 |
$1,152 (minimum) |
|
$ 2,000 |
$1,394 |
|
$ 2,500 |
$1,681 |
|
$ 3,500 |
$2,256 |
|
$ 4,548 |
$2,859 (maximum) |
Quebec
Fees are set on the 1st of January of every year by the Ministry of Health and Social Services. 2020 pricing for public facilities is as follows:
|
Type of
Accommodation |
Maximum Monthly
Cost |
|
Wards (3 beds or
more) |
$1,211.70 |
|
Semi-Private Room |
$1,626.30 |
|
Private Room |
$1,946.70 |
The above prices are maximum rates. For a person
who cannot afford these rates, the amount of the contribution is determined on
the basis of the person’s ability to pay (income, possessions, savings, and
family situation).
Source: https://www.ramq.gouv.qc.ca/en/citizens/aid-programs/accommodation-a-public-facility
Newfoundland & Labrador
The monthly cost
that a resident pays in a Nursing home is determined by the Department of
Health and Community Services. The maximum someone can be charged to live in a
nursing home is $2,990.00/month. If, based on a financial assessment by the
Regional Health Authority, the individual is unable to pay the full rate,
subsidies are available.
Source: https://www.gov.nl.ca/hcs/faq/nhltfaq/
Nova Scotia
Rates Effective
November 1, 2020 to October 31, 2021
The Standard Accommodation Charge for Nursing Homes
is $108.25/day. The rate for a Residential Care Facility is $64.25/day.
(Residential Care is a lighter level of care than nursing home care – it is for
those who are not at a nursing home level but for whom, home care in their own
home does not provide enough care). The Daily Respite Rate is $40.50/day.
Source: https://novascotia.ca/dhw/ccs/FactSheets/Long_Term_Care_Rate_Schedule.pdf
New Brunswick
Fees for nursing
homes in New Brunswick are set by The Department of Health. How much an
individual pays (for room and board) depends on one’s family income to a
maximum of $113.00/day (effective April 2014). On average the monthly cost
would be in the range of $3.437.
Prince Edward Island
Rate as of October 2019
= $92.19/day (for subsidize residents in private care homes). Other rates may
apply depending on the type of room and the resident’s financial situation. For
those with a net annual income less than $36,000 subsidies may be available
through the Long-Term Care Subsidization Program.
Northwest Territories
The (co-payment) cost to residents for Long Term Care room in NWT effective June
1, 2020 is $844.00/month.
Nunavut
There are no fees
for residents of nursing homes. The government fully subsidizes the costs for
Nunavut residents who require long term care.
Esther Goldstein, B.Sc., B.S.W., RSW
Disclaimer: The information provided in this article is offered for general informational and educational purposes only. Opinions expressed are those of the writer and not necessarily Lifestyle 55 + Network, Inc/SeniorCareAccess.com. In no way are any of the materials presented meant to be a substitute for professional advice nor should it be construed as such. Lifestyle 55+ Network, Inc. has endeavoured to ensure the completeness and accuracy of the information contained on this website. However, neither it nor the administrator of the site assumes liability whatsoever for any errors or omissions, nor guarantees the accuracy of the information herein.
